Solution 14
Every payment, automatically reconciled.
Payment gateways, merchant accounts and banks connected to your accounting, with reconciliation logic designed alongside your finance team.
Service scope
- Payment gateway integration
- Payment automation
- Payment reconciliation
- Accounting & payment integration
- Transaction management systems
- Financial reporting systems
- Multi-currency & cross-border support
- Fraud monitoring integration
The challenge
Payment data rarely reaches the books on its own.
- Payment data that does not flow into the accounts
- Several gateways or merchant accounts to reconcile
- High transaction volume with a small finance team
- Month-end close delayed by manual matching
Our approach
Reconciliation designed with finance, proven in parallel.
We map every payment flow, design reconciliation logic with your finance team and build in sandbox or test mode, never against live payment data first. Automated and manual reconciliation run side by side until accuracy is proven, with full audit trails and exception alerting.
Capabilities
Payment system & gateway integration
Gateways and merchant accounts connected to your systems.
Payment automation
Routine payment processes automated end to end.
Transaction management systems
A clear, searchable record of every transaction.
Payment reconciliation
Automated matching of payments, fees, refunds and payouts.
Financial data integration
Payment data flowing into finance and reporting systems.
Accounting & payment integration
Transactions posted to your accounting platform automatically.
Merchant technology
Merchant accounts and acceptance channels set up and connected.
Financial reporting systems
Reliable reporting built on reconciled payment data.
Multi-currency & cross-border support
Foreign exchange and multi-currency flows handled correctly.
Fraud monitoring integration
Third-party fraud detection tools connected to your payment flows.
Architecture
From transaction to ledger.
- Payment channelsGateways, merchant accounts and banks.
- IntegrationSecure data flows from every payment source.
- ReconciliationMatching logic designed with your finance team.
- AccountingTransactions posted with a full audit trail.
- MonitoringException alerts and reporting.
Use cases
Gateway reconciliation
Matching payouts, fees and refunds across several providers.
Faster month-end close
Removing manual matching from the close process.
Subscription billing integration
Recurring payments connected to revenue reporting.
Multi-currency operations
Cross-border payments reconciled accurately.
Relevant industries
Process
How we deliver.
Discover
A short call to understand the problem, your current systems and who needs to be involved.
Assess
An on-site or remote review of the current state, before anything is proposed.
Propose
A written proposal tied to your business outcome, with pricing, timeline and clear exclusions.
Kick off
A signed agreement, confirmed stakeholders, access and a shared communication channel.
Deliver
Phased delivery with a mid-point check-in on anything longer than two weeks.
Hand over
Documentation, credentials and a plain-language summary of what was done and why.
Support
Ongoing management, or the next step on your technology roadmap.
FAQ
Questions, answered.
No. EFS Systems is a technology integrator. We connect, automate and reconcile payment technology; we do not hold, process or move client funds.
Everything is built and tested in sandbox or test-mode environments first, never against live payment data.
Automated and manual reconciliation run in parallel until results match, before cutover.
Map every payment flow, design reconciliation logic with finance, build and test in a sandbox, run a parallel reconciliation period, set up audit trails and exception alerts, and document the full data flow for audit and compliance.
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Start a conversation
Let's discuss your FinTech & Payments requirements.
Tell us about your systems, your objectives and the challenges in between. Our team will review your requirements and respond with a considered next step.